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They must also have held a bank account for a minimum of 6 months, and must be at least 18 years of age.

03 If you need to call us from abroad or prefer not to use our 0345 number, you can call us on 44(0)1733 347 007.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

Up to 56 days interest-free credit: if you pay your balance in full and on time each month you will avoid paying any interest.

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